Every category of cover, in one catalogue.

A single place to compare insurance across three categories. Every product is underwritten by a licensed, NAICOM-verified insurer, TIIN never underwrites cover itself.

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Life insurance

Cover for individuals, families and groups, from straightforward term life to long-term savings and retirement planning.

10 product types

  • Individual life

    Provides financial support to the insured person’s beneficiaries in the event of death.

  • Group life

    Provides life insurance protection for employees, cooperative members, associations and other organised groups.

  • Term life

    Provides life cover for a specific period and pays a benefit if the insured person dies during that period.

  • Whole life

    Provides lifelong protection and pays an agreed benefit to the insured person’s beneficiaries.

  • Credit life

    Pays an insured borrower’s outstanding loan if the borrower dies or becomes permanently disabled.

  • Education plans

    Helps parents and guardians save towards their children’s education while providing life insurance protection.

  • Savings & endowment

    Combine regular savings with life cover and provide a benefit at maturity or upon death.

  • Annuity / retirement

    Provide customers with regular income during retirement.

  • Funeral benefit

    Provides financial support for funeral expenses and immediate family needs following the death of an insured person.

  • Critical illness & disability

    Provides financial support following the diagnosis of a specified serious illness or permanent disability.

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Non-life insurance

Protection for health, property, business operations and the everyday risks of work and travel.

15 product types

  • Health

    Covers eligible medical expenses for individuals, families, employees and organised groups.

  • Personal accident

    Provides compensation for accidental injury, disability or death.

  • Motor

    Protects private and commercial vehicles against third-party liability, theft, fire and accidental damage, depending on the selected cover.

  • Travel

    Provides protection against medical emergencies, lost baggage, accidents and other specified risks during local or international travel.

  • Home & property

    Protects buildings, household belongings and commercial properties against fire, burglary, flood and other insured risks.

  • Business

    Protects businesses against property damage, loss of income, theft, employee dishonesty and other operational risks.

  • Public liability

    Covers claims arising when business activities cause injury to another person or damage to their property.

  • Professional indemnity

    Protects professionals and businesses against claims resulting from errors, omissions or negligent advice.

  • Cyber

    Protects businesses against specified losses resulting from cyberattacks, data breaches and system disruption.

  • Goods-in-transit

    Protects goods against specified loss, theft or damage while being transported.

  • Marine

    Covers goods, vessels and related risks associated with transportation by sea, air or land.

  • Agricultural

    Protects farmers and agricultural businesses against specified losses affecting crops, livestock, poultry, fish farms and farm property.

  • Engineering & construction

    Protects construction projects, machinery, equipment and installations against specified risks.

  • Oil & gas

    Provides specialised protection for assets, operations, equipment and liabilities within the oil and gas industry.

  • Bonds & guarantees

    Provide financial assurance that contractors and service providers will meet their contractual obligations.

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Inclusive insurance

Low-cost, accessible cover designed for the informal sector, cooperatives and community groups.

4 product types

  • Microinsurance

    Provides simple and affordable insurance products for low-income households, small businesses and underserved communities.

  • Takaful

    Provides Shariah-compliant insurance protection through a cooperative risk-sharing arrangement.

  • Group welfare plans

    Provide affordable protection for cooperatives, associations, communities and other organised groups.

  • Bundled plans

    Combine benefits such as life, health, accident and savings within one affordable package.

Not sure which product fits?

Read our plain-language explainers in the Research & Insights Hub, or get in touch and we'll point you the right way.